Investing for you and your community.
overview
We’re in the business of real estate lending.
Over the years, we’ve earned a reputation as a highly knowledgeable and ethical alternative real estate lender.
With an average of 30 years experience in the industry, our management team has the knowledge and experience to originate and structure conservative non institutional mortgages while maintaining a diversified mortgage portfolio.
$256m
assets under management
10.02%
net return for investors for 2024
25+
years with a succesfful track record
how it works
Investment Process
breakdown
Since inception, Pacifica has consistently outperformed alternative investment vehicles.
our management partner
Capital West Mortgage
Capital West Mortgage Inc. is an integrated real estate finance company that provides commercial mortgage brokerage services, direct lending solutions and investment management services across Canada.
FAQs
Have any questions? We’re here to help.
If you have a question that is not listed, please feel to drop us a line at info@pacificamortgage.ca and a member of our team will be more than happy to help.
What does Pacifica invest into?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
Who does Pacifica lend to?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
How are the dividends treated for income tax?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
Will I receive statements?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
Can I invest through my RRSP, RRIF Or TFSA?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
Can I invest if I don’t have an RRSP, RRIF or TFSA?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
How do I get my money back?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
What returns can I expect on my investment?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
How much are your management fees?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
Who manages Pacifica?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).
How do I invest?
Mortgages loaned by the MIC are secured by commercial and residential real estate property. We take our mortgage investments’ security seriously as demonstrated by rigorous borrower due diligence and underwriting practices. Our underwriters are highly experienced, our borrowers are thoroughly vetted, and as part of our agreement with our borrowers, we are on the title of every property (until the mortgage is paid off).